After several years of cautious buyer behavior and high mortgage rates, many economists and real estate professionals are signaling that the housing market may be quietly shifting, setting the stage for a stronger 2026. If you’re thinking of selling your Westchester County home, now could be the time to position yourself for this next phase.

What’s Fueling the Shift

  1. Mortgage Rates Are Moderating
    Experts note that mortgage rates have started to trend down from their peaks. Lower rates improve affordability, giving potential buyers more confidence and purchasing power.
  2. More Homeowners Ready to Sell
    Many longtime homeowners stayed put during recent rate highs. As borrowing costs improve, that “lock-in effect” is beginning to loosen. This means more sellers could re-enter the market, adding healthy inventory.
  3. Buyer Activity Is Picking Up
    According to several forecasts (from sources like NAR), buyer demand is rebounding. Economists expect more purchase applications and higher sales volume heading into 2026.
  4. Growing Inventory Without Oversupply
    While more sellers are coming back, the increase in listings isn’t flooding the market. Instead, inventory is gradually improving toward a more balanced state, offering choices for buyers, but not overwhelming supply.

What This Means for Westchester Sellers

  • Strategic Timing: Listing your home now or early into 2026 could give you the advantage of rising buyer interest and still-relatively tight pricing competition.
  • Smart Preparation Pays Off: Homes that are well-presented, staged, professionally photographed, and priced with current data, will likely attract more attention in a shifting market.
  • Partner With a Trusted Agent: A local agent familiar with Westchester’s micro-markets can help you navigate timing, price strategy, and negotiations to maximize your selling opportunity.
  • Stay Flexible: As momentum builds, being flexible on closing dates and buyer needs could give your home a competitive edge.

The Bottom Line

The housing market isn’t rushing into a boom, but many experts agree that it’s turning a corner. For Westchester County homeowners ready to sell, this emerging momentum represents a meaningful opportunity. With thoughtful planning, accurate pricing, and strong presentation, you can position your property to benefit from this shift rather than watch from the sidelines.


Disclaimer: This article is for general informational purposes only and does not constitute legal, financial, or real estate advice. Please consult a licensed real estate professional in your area for tailored guidance.