If you’ve been holding off on selling your home because of uncertainty in the market, there’s good reason to take a fresh look at what’s on the horizon. Multiple expert forecasts suggest that 2026 could be a pivotal year for real estate, especially for motivated sellers in Westchester County, NY.
Instead of sharp declines or dramatic volatility, analysts are pointing to a transition toward stability, increased activity, and renewed buyer interest. Here’s what sellers need to know:
📈 1. Home Sales Are Forecast to Grow
According to the National Association of REALTORS® (NAR), existing-home sales are expected to increase by around 14% in 2026 compared to 2025. This jump reflects both improving buyer demand and a more balanced market. Higher transaction volume often benefits sellers, especially when coupled with active pricing strategies that attract serious buyers.
📉 2. Mortgage Rates Are Moderating
Mortgage rates are projected to trend toward the mid-6% range in 2026, creating a more predictable financing environment. With stability, and potential modest decreases, buyers may feel more comfortable entering the market rather than waiting on the sidelines.
🏡 3. Improved Inventory Supports Competition
Experts expect active inventory to grow as more homeowners list their properties, easing the extreme tightness of recent years. While still below pre-pandemic levels, this level of inventory expansion means buyers have more options, but also that well-positioned homes will stand out.
💡 4. Affordability Trends Are Getting Better
Forecasts suggest that mortgage payments as a share of income could dip slightly, making homeownership a bit more attainable for buyers. These gradual improvements in affordability may bring more potential purchasers into your neighborhood, meaning broader buyer pools for sellers.
🧠 5. Buyer & Seller Expectations Are Turning Positive
Surveys show that many consumers expect 2026 to be a favorable market for buying and selling. When confidence rises, activity tends to follow, which can lead to more buyers writing offers and more sellers achieving their goals.
What This Means for Westchester Sellers
- You’re Not Alone — National forecasts show a broader upswing, and local Westchester demand remains strong thanks to schools, transit access, and lifestyle appeal.
- Inventory Growth Isn’t Flooding the Market — Things are moving toward balance, not excess supply, which prevents sharp price declines.
- More Buyers Could Mean More Offers — As affordability shifts slightly in buyers’ favor, competition among motivated buyers may benefit sellers too.
- Stability Encourages Movement — Sellers who were hesitant to make a move may find that buyers returning to the market in 2026 create the momentum needed for a successful sale.
Bottom Line
While no one can predict the future with perfect accuracy, current expert analysis paints a picture of a strengthening housing market in 2026 rather than a downturn. For Westchester homeowners who have been waiting for the right time to sell, these trends suggest that the next year could offer a meaningful window of opportunity.
If you’re considering selling or want to explore what this could mean for your specific property, a personalized market review can offer clarity and confidence as you plan your next move.
Disclaimer: This blog post is intended for general informational purposes only and should not be taken as legal, financial, or real estate advice. Consult a licensed real estate professional for guidance tailored to your unique situation.
